Nishwik works with institutions and money — so we hold ourselves to plain language about our role, our partners, and your data. Everything below is verifiable; nothing is claimed that isn't.
What is Nishwik? Nishwik is an Indian fintech and institutional SaaS platform providing software, payments, reconciliation, inventory and embedded-finance infrastructure to schools, hospitals, housing societies and other institutions, while enabling eligible users to discover financial products from regulated partner banks and NBFCs. Nishwik is not a bank or NBFC.
Nishwik distributes financial products as a DSA/LSP. Lending decisions, rates, and disbursal belong to regulated partner banks and NBFCs. We say so on every finance page.
Personal data is collected with consent for stated purposes and is not sold. Users can exercise deletion rights via our Data Deletion process.
A published grievance channel — grievance@nishwik.com — with acknowledgement and resolution as per our grievance process.
No guaranteed-approval claims. No hidden lender substitution. Eligibility, APR, and key terms belong to the lender's sanction — and we describe them that way.
Role-based access control, audit trails on financial actions, and continuous security review across the platform's microservices architecture.
One legal identity everywhere: Nishwik Global Fintech Private Limited, CIN U62091MH2025PTC448673, Registered Office at Vasai (West), Maharashtra.
What we collect, why, and your rights under the DPDP Act 2023.
Request deletion of your personal data — the process and timelines.
The terms that govern use of the Nishwik platform.
How cancellations and refunds are handled.
Raise a grievance and see how it is acknowledged and resolved.
Our DSA/LSP role, partner model, and what stays with the regulated lender.
Write to support@nishwik.com — or for grievances, grievance@nishwik.com. We answer in plain language.