Every rupee of credit facilitated through Nishwik comes from a regulated bank, NBFC, or approved financial institution. This page explains the partnership model — and lists partners only as they are approved for public naming.
Who are Nishwik's financial partners? Regulated banks, NBFCs, and approved financial institutions whose products Nishwik distributes as a DSA/LSP. Partners underwrite, approve, price, disburse, and collect under their own licences and policies. Partner names are published here only with documented approval — an unnamed partner is an unpublished one, not an invented one.
Partner institutions are named here only with documented authorization. As approvals are completed, this roster is updated — an unnamed partner is an unpublished one, never an invented one.
Products currently distributed via regulated partners: loan discovery across categories, school fee EMI, hospital bill EMI, society maintenance EMI, fixed deposits, and digital gold via approved partner platforms. Mutual funds will be enabled only after the required registration or partner arrangement is active.
Regulated institutions interested in distribution partnerships can reach the team directly.