💰 Loans · DSA/L Partner Network ·

Explore Loan Offers from
Partner Banks & NBFCs

Through Nishwik's DSA partnership with , discover and apply for personal loans, business loans, home loans, education loans, LAP, vehicle loans, and 10+ more loan types — all in one place, with expert advisor support.

Check Loan Offers → Become a Loan Partner View All Loan Types
⚠️ Regulatory Disclosure: Nishwik is a technology and financial distribution platform. Loan products are offered by partner banks, NBFCs, and financial institutions through our DSA partner network , subject to eligibility, lender policies, and applicable terms. Nishwik does not lend directly and does not guarantee approval, interest rate, or disbursal.
✓ Multiple bank & NBFC options ✓ DSA partner network ✓ Fast eligibility discovery ✓ Assisted documentation ✓ Secure application flow ✓ 17+ loan categories
How It Works

See loan offers from a wide network within minutes.

Access offers across a wide network of leading banks and NBFCs. Availability may vary by lender, location, and eligibility.

01
Enter Basic Details
Name, city, loan type, required amount, employment type. Takes under 2 minutes.
02
Select Loan Type
Choose from 17 loan categories — personal, business, home, education, LAP, and more.
03
Get Matched
A Nishwik advisor contacts you within 2 hours with available options from the DSA partner network.
04
Submit Documents
Advisor guides you on document collection and submits your application to the lender.
05
Lender Approval & Disbursal
Final approval, rate, and disbursal are decided by the lender. Nishwik supports throughout.
Eligibility results are indicative. Final approval, interest rate, loan amount, and disbursal are decided by the lending institution — not Nishwik.
Loan Products

15 loan types. One platform.

All loan products offered by partner banks, NBFCs, and financial institutions through Nishwik's DSA partner network.

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Personal Loan

Emergency expensesMedicalTravelWeddingDebt consolidation

Unsecured personal loans for any personal financial need. Quick eligibility check. No collateral required.

Check Personal Loan Offers →
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Business Loan

Working capitalExpansionInventoryVendor paymentsMSME growth

Unsecured and secured business loans for SMEs, startups, and established businesses. Flexible tenures.

Apply for Business Loan →
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Home Loan

New home purchaseConstructionPlot + constructionBalance transferTop-up

Home loans from multiple lenders across the DSA partner network. Compare offers, check eligibility, and get end-to-end support.

Compare Home Loan Offers →
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Loan Against Property

Business fundingEducationDebt consolidationLong-tenure secured

Unlock the value of your residential or commercial property. Typically higher loan amounts and longer tenures.

Check LAP Eligibility →
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Education Loan

School/college feesHigher educationSkill coursesStudy expenses

Education loans for students at Indian and international institutions. Covers tuition, hostel, and study materials.

Check Education Loan Options →
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Vehicle Loan

Two-wheelerCarCommercial vehicle

Vehicle loans for new and used two-wheelers, cars, and commercial vehicles. Competitive rates from DSA partner network.

Check Vehicle Loan Offers →
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Gold Loan

Short-term liquidityEmergency needsQuick secured credit

Quick secured loans against gold jewellery or coins. Fast disbursal, lower interest than unsecured loans.

Explore Gold Loan →
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Credit Card Loan

Card limit-based loanEMI conversionShort-term credit

Loan against eligible credit card limit or EMI conversion of large purchases. Available for eligible cardholders.

Check Eligibility →
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Professional Loan

DoctorsCAsLawyersConsultantsSelf-employed

Specialised unsecured loans for qualified professionals. Higher loan amounts, minimal documentation.

Apply for Professional Loan →
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MSME Loan

Small businessShop expansionMachineryCash flow

Government-backed and commercial MSME loans for micro, small, and medium enterprises. Quick eligibility check.

Apply for MSME Loan →
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Medical Loan

Hospital billsSurgeryTreatment EMI

Quick loans for medical emergencies, planned surgeries, and hospital bills. Also complements Nishwik's hospital EMI programme.

Check Medical Loan →
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Travel Loan

Domestic travelInternationalFamily tripsEmergency travel

Personal loans specifically for travel expenses — flights, hotel, visa, travel insurance, and more.

Check Travel Loan →
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Wedding Loan

Marriage expensesVenueJewelleryEvent payments

Finance your dream wedding without disrupting savings. Cover catering, venue, jewellery, and all related expenses.

Check Wedding Loan →
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Debt Consolidation Loan

Combine multiple EMIsReduce repayment stressBetter cash flow

Combine multiple high-interest loans into one manageable loan. Potentially reduce monthly outflows significantly.

Explore Consolidation →
↔️

Balance Transfer & Top-Up

Transfer existing loanLower EMI possibilityAdditional funds

Transfer your existing home, personal, or business loan to a lender with potentially better terms, plus a top-up loan option.

Check Transfer Options →
Check Loan Offers

Tell us what you need. We'll find the options.

A Nishwik loan advisor will contact you within 2 hours with available loan options from our DSA partner network.

✓Expert advisor support throughout
✓Access to wide lender network via DSA
✓Assisted documentation support
✓Secure, consent-based data handling
✓No hidden charges from Nishwik
Nishwik is a technology and financial distribution platform. Loan products are offered by partner banks, NBFCs, and financial institutions through our DSA partner network. Final approval, interest rate, and disbursal are decided by the lender. Nishwik does not guarantee approval or specific rates.

Check Loan Offers

🔒 DPDP compliant · Secure · Advisor contacts within 2 hours

✅

Enquiry Received!

A Nishwik loan advisor will contact you within 2 business hours with available loan options from our partner network.

Partner SaaS Dashboard

A professional platform
for every loan partner.

Nishwik's Partner SaaS Dashboard gives DSAs, agents, consultants, and referral partners a digital command centre — capture leads, track applications, and monitor payouts in one place.

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Lead Capture
Submit loan enquiries directly into the partner dashboard. Assign loan type, track source, and prioritise by urgency — no spreadsheets, no WhatsApp chaos.
Core Module
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Application Tracking
Real-time status for every submitted application — from submission to lender decision. Know exactly where each lead stands without calling anyone.
Real-Time
📋
15+ Loan Products
Access personal loans, business loans, home loans, LAP, education, vehicle, gold, MSME loans and more — all through a single partner relationship.
Multi-Product
💰
Commission Tracking
Transparent payout visibility — expected commissions, disbursement confirmations, and monthly earnings summary. No surprises, no disputes.
Transparent
📣
Referral Management
Track referrals from your network — who referred whom, which product, what status. Build a referral-driven lead funnel without any CRM software.
CRM-Style
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Performance Dashboard
Monthly lead counts, conversion rates, and earnings summary. Know which loan products convert best in your network and focus there.
Analytics

Nishwik is a technology and financial distribution platform (DSA/LSP). All loans are offered by partner banks and NBFCs through the Vistarkriya DSA network. Commission payouts are subject to Nishwik's partner payout policy and applicable terms.

Join as a Loan Partner →
Partner Programme

Start a loan business with zero infrastructure investment.

Join Nishwik's loan partner network and earn by referring customers for personal loans, business loans, home loans, LAP, education loans, and other financial products.

Who can become a Loan Partner?

Our partner programme is open to anyone with a network and the motivation to help others access financial products.

FreelancersInsurance AgentsReal Estate AgentsFinancial AdvisorsCA / Tax ConsultantsExisting DSAsLocal EntrepreneursSmall Business OwnersStudent Entrepreneurs

Benefits of the Partner Programme

✓Zero infrastructure investment — no office setup required
✓No need to build technology — use Nishwik's platform
✓Access to 15+ loan products through DSA partner network
✓Expert advisor support for every referral
✓Digital lead tracking and application status updates
✓Earn commission on successful disbursals (partner payout terms apply)
✓Work from anywhere — entirely digital
✓Build your own financial distribution business
High earning potential based on successful conversions and partner payout terms. Nishwik does not guarantee specific income or commissions. Subject to onboarding, verification, and applicable partner terms.

Become a Loan Partner

🤝

Application Received!

Our partnership team will contact you within 1 business day to discuss onboarding and next steps.

Partner Programme — Common Questions

Yes. You can start as a referral/DSA-style partner with no physical office. All lead tracking, application management, and communication is handled digitally through Nishwik's platform. Subject to onboarding, verification, and partner terms.
No prior loan industry experience is required. Nishwik provides training, product knowledge, and advisor support. However, a strong local network and customer relationship skills significantly improve your referral success.
Commission is earned on successful loan disbursals where the customer was referred by you. The exact commission structure, payout timeline, and terms are defined in the partner agreement upon onboarding. Nishwik does not guarantee specific income amounts.
Partners can refer across all 15+ loan categories available through Nishwik's DSA partner network — personal loans, business loans, home loans, LAP, education loans, vehicle loans, gold loans, MSME loans, and more. Product availability may vary by lender and location.
Knowledge Base

Clear answers about Nishwik Loans

What is Nishwik Loans?
Nishwik Loans is a loan discovery and application assistance platform. Through Nishwik's DSA partnership, users can discover loan offers from multiple banks and NBFCs — for personal loans, business loans, home loans, education loans, LAP, vehicle loans, and more. Nishwik is not a bank or direct lender.
Is Nishwik a bank or lender?
No. Nishwik is a technology and financial distribution platform (DSA/LSP). All loan products are offered by partner banks, NBFCs, and financial institutions through Nishwik's DSA partner network . Nishwik does not lend money directly and does not guarantee approval.
How does Nishwik show loan offers?
You submit basic details — name, city, loan type, and employment. A Nishwik advisor contacts you within 2 hours with available loan options from the DSA partner network and assists with documentation and application.
Which loans are available on Nishwik?
17 loan categories: Personal, Business, Home, LAP, Education, Vehicle, Gold, Credit Card, Professional, MSME, Medical, Travel, Wedding, Debt Consolidation, Balance Transfer, and Top-Up Loan.
Who decides final loan approval?
Final loan approval, interest rate, loan amount, and disbursal are decided solely by the lending institution — the partner bank or NBFC. Nishwik assists with discovery, matching, and documentation support only.
Can I become a Nishwik loan partner?
Yes. Nishwik's partner programme is open to freelancers, insurance agents, financial advisors, CAs, property finance advisors, and entrepreneurs. You earn commission on successful disbursals. No infrastructure investment required, subject to onboarding and partner terms.
Loan Assistance Across India

Serving customers across major Indian cities.

Nishwik helps customers explore loan options across major Indian cities through its DSA partner network. Availability may vary by lender, location, and eligibility.

🌆 Mumbai
Personal loans · Business loans · Home loans · LAP · Education loans · MSME loans
🏢 Thane
Home loans · Loan against property · Personal loans · Vehicle loans · Business loans
🌉 Navi Mumbai
Loan against property · Home loans · MSME loans · Personal loans · Gold loans
🏛️ Pune
Business loans · Education loans · Home loans · Personal loans · Vehicle loans
🏙️ Delhi NCR
Education loans · Business loans · Personal loans · MSME loans · LAP
🌇 Bengaluru
MSME loans · Business loans · Personal loans · Home loans · Education loans
🏗️ Hyderabad
Business loans · Home loans · Personal loans · Gold loans · Vehicle loans
🌊 Chennai
Education loans · Personal loans · Home loans · Medical loans · Business loans
🏦 Ahmedabad
Business loans · MSME loans · LAP · Home loans · Vehicle loans
🏰 Jaipur
Personal loans · Business loans · Gold loans · Education loans · Home loans
💎 Surat
Business loans · MSME loans · Personal loans · Vehicle loans · Home loans
🕌 Lucknow
Education loans · Home loans · Personal loans · MSME loans · Business loans

Loan services available through DSA partner network. Availability varies by lender, city, and applicant eligibility.

Transparency & Compliance

Transparent, partner-led loan access.

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Partner-Led Products
Loan products offered by partner banks, NBFCs, and financial institutions through Nishwik's DSA partner network . Nishwik is not the lender.
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Discovery & Documentation
Nishwik assists with loan discovery, comparison, and documentation support. Final approval is decided by the lender based on their eligibility criteria.
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No Guarantee Claims
Nishwik does not guarantee loan approval, specific interest rates, or disbursal timelines. All these are determined by the lending institution.
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Secure Data Handling
AES-256 encryption. DPDP Act 2023 compliant. Your data is shared only with your consent, only with the lender you choose, only for loan processing.
⚖️
Consent-Based Sharing
Your information is shared with partner institutions only after your explicit consent. You can withdraw consent at any time per DPDP Act 2023.
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Advisor Support
Dedicated loan advisors guide you from enquiry to disbursal. Contact us anytime at contact page.
FAQ

Everything answered.

Nishwik Loans is a loan discovery and application assistance platform. Through Nishwik's DSA partnership, users can discover loan offers from multiple banks and NBFCs — for personal loans, business loans, home loans, education loans, LAP, vehicle loans, medical loans, and more. Nishwik is not a bank or direct lender.
No. Nishwik is a technology and financial distribution platform (DSA/LSP), not a bank or NBFC. All loan products are offered by partner banks, NBFCs, and financial institutions through Nishwik's DSA partner network . Nishwik does not lend money directly.
You enter basic details (name, city, loan type, employment). Nishwik's system matches you with relevant options from the DSA partner network and connects you with a loan advisor within 2 hours. The advisor helps with documentation and lender application.
No. Interest rates are determined by the lending institution based on your credit profile, loan amount, type, and lender policy at the time of application. Nishwik does not set or guarantee any specific interest rate. Any rates shown are indicative only.
Standard documents include: PAN card, Aadhaar, last 3 months salary slips (salaried) or 2 years ITR (self-employed), 6 months bank statements, and address proof. Exact requirements depend on loan type and chosen lender. Nishwik's advisor will provide a precise checklist.
Yes. Nishwik's DSA partner network covers 15+ loan categories. You can check eligibility for multiple loan types separately. Note that multiple loan applications in a short period can affect your CIBIL score through hard enquiries by lenders.
The partner programme is open to freelancers, insurance agents, property finance advisors, financial advisors, CAs, DSAs, entrepreneurs, and anyone with a local network. You earn commission on successful disbursals. No office, no technology build required. Subject to onboarding, verification, and partner payout terms.
Yes. Nishwik uses AES-256 encryption and is DPDP Act 2023 compliant. Your data is shared only with your explicit consent, only with the institution you choose, only for the purpose of processing your loan application. Nishwik never sells your data.