Through Nishwik's DSA partnership , discover and apply for personal loans, business loans, home loans, education loans, LAP, vehicle loans, and 10+ more loan types — all in one place, with expert advisor support.
Product details reflect partner-lender arrangements as verified on 9 Aug 2026; specifics are confirmed by the regulated lender at application. Review cadence: quarterly.
Access offers across a wide network of leading banks and NBFCs. Availability may vary by lender, location, and eligibility.
All loan products offered by partner banks, NBFCs, and financial institutions through Nishwik's DSA partner network.
Unsecured personal loans for any personal financial need. Quick eligibility check. No collateral required.
Personal loan guide: who it suits, documents, process → Check Personal Loan Offers →Unsecured and secured business loans for SMEs, startups, and established businesses. Flexible tenures.
Apply for Business Loan →Home loans from multiple lenders across the DSA partner network. Compare offers, check eligibility, and get end-to-end support.
Home loan guide: documents, process, lender's role → Compare Home Loan Offers →Unlock the value of your residential or commercial property. Typically higher loan amounts and longer tenures.
Loan against property guide → Check LAP Eligibility →Education loans for students at Indian and international institutions. Covers tuition, hostel, and study materials.
Education loan guide → Check Education Loan Options →Vehicle loans for new and used two-wheelers, cars, and commercial vehicles. Competitive rates from DSA partner network.
Check Vehicle Loan Offers →Quick secured loans against gold jewellery or coins. Fast disbursal, lower interest than unsecured loans.
Explore Gold Loan →Loan against eligible credit card limit or EMI conversion of large purchases. Available for eligible cardholders.
Check Eligibility →Specialised unsecured loans for qualified professionals. Higher loan amounts, minimal documentation.
Apply for Professional Loan →Government-backed and commercial MSME loans for micro, small, and medium enterprises. Quick eligibility check.
Apply for MSME Loan →Quick loans for medical emergencies, planned surgeries, and hospital bills. Also complements Nishwik's hospital EMI programme.
Check Medical Loan →Personal loans specifically for travel expenses — flights, hotel, visa, travel insurance, and more.
Check Travel Loan →Finance your dream wedding without disrupting savings. Cover catering, venue, jewellery, and all related expenses.
Check Wedding Loan →Combine multiple high-interest loans into one manageable loan. Potentially reduce monthly outflows significantly.
Explore Consolidation →Transfer your existing home, personal, or business loan to a lender with potentially better terms, plus a top-up loan option.
Home loan balance transfer guide → Check Transfer Options →A Nishwik loan advisor will contact you within 2 hours with available loan options from our DSA partner network.
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A Nishwik loan advisor will contact you within 2 business hours with available loan options from our partner network.
Nishwik's Partner SaaS Dashboard gives DSAs, agents, consultants, and referral partners a digital command centre — capture leads, track applications, and monitor payouts in one place.
Nishwik is a technology and financial distribution platform (DSA/LSP). All loans are offered by partner banks and NBFCs through the Vistarkriya DSA network. Commission payouts are subject to Nishwik's partner payout policy and applicable terms.
Join as a Loan Partner →Join Nishwik's loan partner network and earn by referring customers for personal loans, business loans, home loans, LAP, education loans, and other financial products.
Our partner programme is open to anyone with a network and the motivation to help others access financial products.
Our partnership team will contact you within 1 business day to discuss onboarding and next steps.
Nishwik helps customers explore loan options across major Indian cities through its DSA partner network. Availability may vary by lender, location, and eligibility.
Loan services available through DSA partner network. Availability varies by lender, city, and applicant eligibility.
Nishwik Global Fintech Private Limited acts as a DSA / lending service provider. It is not a bank or NBFC and does not lend money, set interest rates or approve loans. The lender decides, and must give you a Key Fact Statement (KFS) before you sign.
| Lender | A regulated bank or NBFC from Nishwik's partner network. The lender is named on your offer, KFS and loan agreement before you accept. A public list of partner lenders will be published on this page once each lender has authorised it. |
|---|---|
| Annual Percentage Rate (APR) | Set by the lender after it assesses your application. Your APR (interest plus all fees and charges, on an annual basis) is shown in the lender's KFS. Nishwik does not yet publish a minimum or maximum APR for this product. |
| Repayment period | Minimum and maximum repayment periods are set by the lender and shown in its offer and KFS. Nishwik does not yet publish a repayment-period range for this product. |
| Representative example | Not yet published. A representative example of the total cost of a loan, including all fees, will be added here once the figures are confirmed by a lending partner. |
| Fees | Processing fees and any other charges are set by the lender and listed in its KFS. Under RBI digital lending rules, any fee due to a lending service provider is paid by the lender, not charged to you. |
| Approval | Not guaranteed. Subject to the lender's eligibility, KYC, credit assessment and documentation checks. |
| Business address | Nishwik Global Fintech Private Limited (CIN U62091MH2025PTC448673), 1st Floor, Swaminarayan Building, Above IDBI Bank, 60ft Road, Ambadi Rd, Vasai (West), 401202, Maharashtra, India |
| Complaints | Grievance redressal · support@nishwik.com |