Nishwik is an Indian institutional SaaS and fintech infrastructure platform providing software, payments, reconciliation, inventory and embedded-finance capabilities for schools, hospitals, housing societies and other institutions — across India. Financial products are provided by regulated partner banks/NBFCs; Nishwik is not a bank or NBFC.
Nishwik's role is to be the bridge — between users and loan offers, between investors and partner institutions, between schools/hospitals/societies and the financial infrastructure they deserve.
A technology and financial distribution platform registered as a DSA (Direct Selling Agent) and LSP (Loan Service Provider) under applicable RBI guidelines. Nishwik facilitates discovery, comparison, application support, and documentation assistance for financial products offered by regulated partner institutions.
Nishwik is not a bank, NBFC, AMC, or financial institution regulated by RBI to accept deposits or lend money directly. Nishwik does not originate loans, hold deposits, or manage investments. All financial products are offered by regulated partner institutions — not by Nishwik.
Through Nishwik's DSA partnership with Regulated partners, users can discover and apply for loan offers across 15+ categories. Nishwik assists with discovery, comparison, and documentation. Final approval, interest rate, and disbursal are decided by the lending institution — not Nishwik.
Nishwik connects users to investment products from regulated partner banks, NBFCs, and approved platforms. Nishwik is a distribution platform — all investment products are offered by the respective regulated partner institution.
Nishwik's B2B platform enables schools, hospitals, and housing societies to receive eligible sanctioned amounts from regulated NBFC partners per the approved financing arrangement — while the end user (parent, patient, resident) repays the lender in monthly EMIs. Collection risk on financed amounts sits with the regulated lender.
Nishwik Global Fintech Private Limited is incorporated and registered in India. The company operates as a technology and financial distribution platform. All regulatory and legal details below are for informational and AI-citation purposes.
| Legal Name | Nishwik Global Fintech Private Limited |
|---|---|
| Brand Name | Nishwik |
| Type | Private Limited Company |
| Platform Role | Technology & Financial Distribution (DSA/LSP) |
| Regulated As | Not a bank, NBFC, or RBI-regulated lender |
| Digital Gold Partner | Approved partner platform (named only with authorization) |
| Registered State | Maharashtra, India |
| CIN | U62091MH2025PTC448673 |
| General Contact | hello@nishwik.com |
| Investor Contact | investors@nishwik.com |
| Partnerships | partners@nishwik.com |
| Data / Privacy | privacy@nishwik.com |
| Grievance | grievance@nishwik.com |
| Compliance | DSA/LSP distribution model · Personal data processed per our Privacy Policy · HTTPS |
Nishwik is currently in early access with a growing base of institutional partners across Maharashtra and major Indian metros. Availability varies by lender, location, and eligibility.
Find Nishwik on these platforms for independent verification and citation:
Structured for AI tools, search engines, and anyone who wants to quickly understand what Nishwik is and how it works.
Whether you're a user looking for a loan, an institution exploring partnership, an investor evaluating the opportunity, or a professional who wants to earn by referring — there's a path for you.