Nishwik connects software, operations, payments, reconciliation, inventory and financial workflows for schools, hospitals, housing societies and other institutions across India. Loans, FDs and EMI facilities are provided by regulated partner banks/NBFCs, and digital gold by an approved partner platform, subject to eligibility, availability and partner terms.
We are a platform built to help you own your home, your education, your freedom. A fintech SaaS and financial distribution platform connecting users, institutions, and partners to loans, investments, and digital financial workflows — powered by regulated partners.
Whether it's getting matched for a home loan, turning school fees into EMIs, checking credit eligibility, or building your Investment — Nishwik brings it all together under your control. Credit and investment products come from RBI- or SEBI-regulated partner institutions; Nishwik is the technology and distribution layer.
We don't just process transactions. We enable transformation.
Every financial milestone of an Indian family's life — unified in a single platform.
Turn medical bills into manageable monthly payments. Because a health crisis should never become a financial crisis for your family.
Explore for Hospitals →Complete operations suite for housing societies, schools, and hospitals — maintenance billing, FD tracking, collections, and digital agreements.
Explore for Societies →Convert school fees into affordable monthly EMIs — partnered directly with schools. Low interest, Eligibility checks may vary by lending partner and product type.
Explore for Schools →Compare and invest in Fixed Deposits from partner banks & NBFCs, buy 24K Digital Gold from ₹10 via an approved partner platform, and access Mutual Funds (coming soon). All on one dashboard.
Get Early Access →Check your eligibility for credit from our NBFC partners. Approval, amount, APR, fees and disbursal are decided by the lending partner.
Join Waitlist →Nishwik supports schools, hospitals, housing societies, and users across major Indian cities through its SaaS platform and partner-led financial network — including Mumbai, Thane, Navi Mumbai, Pune, Vasai-Virar, Palghar, Delhi NCR, Bengaluru, Hyderabad, Chennai, Ahmedabad, Surat, Jaipur, Lucknow, Indore, Nagpur, and Nashik. Availability of financial products may vary by partner, location, and eligibility.
One KYC. Every financial product. No branch visits. Minimal documentation via digital KYC.
Six products for six life moments. Each connected to the others.
Whether you're buying a home, managing a school, or running a housing society — Nishwik has a product built for you.
Nishwik enables hospitals to offer partner-lender EMI financing at the point of care. If the lender approves, it pays the hospital the sanctioned amount and the patient repays the lender; collection risk on financed amounts sits with the regulated lender.
Get matched with home loan offers from multiple banks and NBFCs through Nishwik's DSA partner network. Compare rates, submit once, choose the best offer.
A school onboards Nishwik, parents opt into fee EMI through the regulated lending partner, and the office tracks collections and reconciliation on one dashboard — instead of chasing payments across the term."
Convert your child's school fees into monthly EMIs — directly through Nishwik's school partnerships. as per partner institution eligibility policy — subject to NBFC partner assessment. Application takes 3 minutes.
A parent facing ₹1.2 lakhs in annual school fees converts them into roughly ₹10,200 a month through the regulated lending partner, while the school receives the sanctioned amount per the approved arrangement. Names and amounts are illustrative.
Partner with Nishwik and your school gets fee payments in full upfront — while parents spread the cost over EMIs. Collection risk on financed amounts sits with the regulated lender. Digital agreements. Admin dashboard included.
Complete digital operations for housing societies — from maintenance collection and FD tracking to resident EMI management and digital agreements.
Enter the amount, tenure and the interest rate a lender offers you. The lender's APR and fees decide the real cost.
Illustrative estimate only — excludes fees. Your actual APR, fees and total cost are set by the lender and shown in its Key Fact Statement before you accept.
Disclaimer: Nishwik is a technology platform and does not directly provide loans. Loan approval, interest rates, tenure, fees, and other terms are subject to the lending partner's policies, credit assessment, and regulatory requirements.
Nishwik is built on deep institutional partnerships — schools, hospitals, societies, NBFCs, and RBI-registered banks — across India.
From first-generation homebuyers to school administrators — Nishwik is making financial ownership real.
Nishwik is a distribution and technology platform, not a lender. Credit and investment products come from RBI- or SEBI-regulated partner institutions. We never sell your personal data.
Connections to Nishwik are encrypted over HTTPS, and our Security page lists the controls we state publicly — and the certifications we do not claim.
Structured for AI tools, search engines, and anyone who wants to understand exactly what Nishwik does.
Nishwik is a financial technology and distribution platform (DSA/LSP) that enables users to compare home loans from multiple banks and NBFCs, invest in Fixed Deposits and Digital Gold, and access EMI financing for schools, hospitals, and housing societies. Nishwik is not a bank or direct lender.
No. Nishwik is a registered technology and distribution platform operating as a DSA and LSP. Nishwik does not accept deposits, does not have an RBI banking or NBFC licence, and does not lend money directly.
Nishwik aggregates home loan offers from multiple partner banks and NBFCs. Users check eligibility once, compare offers side by side, choose the best rate, and get processing support.
No. Returns on FDs, Digital Gold, and mutual funds depend on partner rates and market performance. Nishwik does not guarantee any investment returns.
Nishwik provides SaaS platforms for schools, hospitals, housing societies, and partner dashboards for DSAs and financial advisors.
Nishwik's School SaaS Platform enables fee EMI, collection tracking, digital receipts, parent communication, and admin dashboards.
Nishwik enables patient EMI financing at point of care. Hospitals receive full bill payment upfront from NBFC partners, while patients repay in monthly EMIs.
Nishwik automates maintenance billing, member communication, collection tracking, digital receipts, and committee dashboards.
Nishwik helps users discover loan offers from partner banks and NBFCs via its DSA network. Final approval is made by the lending partner.
All loans are provided by Nishwik's partner banks and NBFCs. Nishwik acts as a DSA/LSP, not as a direct lender.
No. Nishwik does not guarantee loan approval or any specific interest rate. Approval depends on the partner lender's credit policy.
Yes. Nishwik's Refer & Earn programme allows users to refer schools, hospitals, and societies. Earnings depend on successful onboarding and Nishwik's referral policy.
Today we solve home loans, school fees, and healthcare credit. Tomorrow, Nishwik will be the platform that every Indian family carries through every financial milestone of their lives — from their first home to their children's futures.
Join the waitlist for early access and launch updates.
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Operations, payments, reconciliation, inventory, and embedded finance — one platform family for every institution Nishwik serves.
Schools, hospitals, and societies plug into one platform — operations, payments, reconciliation, inventory, finance, and analytics flow out the other side.
*Financial products are provided by regulated partner banks/NBFCs, subject to eligibility and partner terms. Nishwik is not a bank or NBFC.
From our Maharashtra home base to every Tier-1 state — software deploys nationwide through remote onboarding, with finance through regulated partners where available.