Check Your Loan & EMI Eligibility
Get an indicative view of partner-led loan and EMI options. Nishwik helps route your request to regulated partner banks and NBFCs. Eligibility is indicative only — final approval rests with the partner.
Loan costs and lender disclosures
Nishwik Global Fintech Private Limited acts as a DSA / lending service provider. It is not a bank or NBFC and does not lend money, set interest rates or approve loans. The lender decides, and must give you a Key Fact Statement (KFS) before you sign.
| Lender | A regulated bank or NBFC from Nishwik's partner network. The lender is named on your offer, KFS and loan agreement before you accept. A public list of partner lenders will be published on this page once each lender has authorised it. |
|---|---|
| Annual Percentage Rate (APR) | Set by the lender after it assesses your application. Your APR (interest plus all fees and charges, on an annual basis) is shown in the lender's KFS. Nishwik does not yet publish a minimum or maximum APR for this product. |
| Repayment period | Minimum and maximum repayment periods are set by the lender and shown in its offer and KFS. Nishwik does not yet publish a repayment-period range for this product. |
| Representative example | Not yet published. A representative example of the total cost of a loan, including all fees, will be added here once the figures are confirmed by a lending partner. |
| Fees | Processing fees and any other charges are set by the lender and listed in its KFS. Under RBI digital lending rules, any fee due to a lending service provider is paid by the lender, not charged to you. |
| Approval | Not guaranteed. Subject to the lender's eligibility, KYC, credit assessment and documentation checks. |
| Business address | Nishwik Global Fintech Private Limited (CIN U62091MH2025PTC448673), 1st Floor, Swaminarayan Building, Above IDBI Bank, 60ft Road, Ambadi Rd, Vasai (West), 401202, Maharashtra, India |
| Complaints | Grievance redressal · support@nishwik.com |
Check Credit Eligibility Eligibility
Share a few details and Nishwik will help route your request to regulated partner institutions.
Submitting your details does not guarantee approval. Nishwik may help route your request to regulated partner institutions subject to eligibility, KYC, credit assessment, documentation, and partner approval.
Frequently Asked Questions
Does checking eligibility affect my credit score?
An indicative eligibility check on Nishwik is a soft assessment and does not impact your credit score. A formal credit pull happens only when a partner processes your application, with your consent.
Is eligibility the same as approval?
No. Eligibility is an indicative guide only. Final approval is decided by the regulated partner bank or NBFC based on credit assessment, income, KYC, and documentation.
Who decides my final eligibility?
The regulated partner institution decides final eligibility, amount, rate, and tenure. Nishwik only helps with discovery and routing.
Is this service free?
Checking indicative eligibility through Nishwik is free. Any charges from the lending partner are disclosed by the partner before you proceed.
Can I contact Nishwik on WhatsApp?
Yes. Use the WhatsApp button to get guidance on partner-led options. Please do not share Aadhaar, PAN, or sensitive data over chat.