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Home›Compliance

Compliance as a practice, not a page.

Our regulatory role, our data-protection commitments, and the wording standards every page of this site is audited against.

What is Nishwik's regulatory position? Nishwik Global Fintech Private Limited (CIN U62091MH2025PTC448673) is a technology, SaaS, and financial distribution platform operating as a DSA/LSP. It is not a bank or NBFC: it does not lend, accept deposits, guarantee returns, or guarantee approvals. Financial products are offered by regulated partner banks, NBFCs, and approved financial institutions, subject to eligibility and partner terms.

The commitments we operate under

DSA/LSP Role, Plainly Stated

Every finance page attributes lending decisions, rates, and disbursal to the regulated partner — never to Nishwik.

DPDP Act 2023

Consent-based data collection for stated purposes, deletion rights honoured, no sale of personal data.

Grievance Redressal

A published grievance channel (grievance@nishwik.com) with acknowledgement and resolution per the stated process.

No Guaranteed-Approval Claims

Marketing language is audited against RBI-aligned digital-lending expectations: no guarantees, no lender substitution, no misleading speed claims.

Entity Consistency

One legal identity across the site and structured data: legal name, CIN, and registered office stated identically everywhere.

Continuous Wording Audit

Financial wording is audited each release; corrections are logged in the financial wording audit register.

The legal identity

Nishwik Global Fintech Private Limited · CIN: U62091MH2025PTC448673 · Registered Office: 1st Floor, Swaminarayan Building, Above IDBI Bank, 60ft Road, Ambadi Rd, Vasai (West), 401202, Maharashtra, India · Support: support@nishwik.com · Grievance: grievance@nishwik.com.

Additional registrations and partner disclosures are published here as they are approved for public listing.

Frequently asked questions

Nishwik is not a bank or NBFC and does not hold an RBI lending licence. It operates as a DSA/LSP distributing products of regulated partner institutions, which hold the applicable licences.
The regulated lending partner — always. Nishwik assists with discovery, comparison, and documentation only.
Write to grievance@nishwik.com; concerns are acknowledged and addressed per the grievance process.

Questions on our regulatory role?

We answer compliance questions in plain language — write to the team.